2025 Divided Portfolio Wrap Up

Welcome to our 2025 dividend portfolio wrap up blog!

In our last update we talked about making some changes to start eliminating positions that no longer fit our portfolio. A few of our positions are no longer growing dividends or have even cut their dividend. These are the positions we are looking to exit so we can reallocate those funds to more productive investments.

Since that update we exited ABR. REITs have been going through a rough patch and ABR cut their dividend as a result. While I expect REITs to bounce back with lower interest rates this is a company I have lost faith in. We have other REITs that are better run so we will stick with those and cut our losses here.

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Dividend Portfolio Update

Welcome back for another dividend portfolio update!

Since our last update we have continued to execute on our plan of making regularly scheduled contributions. The markets continue to hit all time highs so it’s been slim pickings for individual stocks. However, there are some opportunities out there. With the current environment we have mostly stuck to adding shares to our ETF positions in SCHD, JEPI and JEPQ.

We do have a couple of positions that haven’t participated in the run up. Normally this is where we would direct our available funds. However, most of these positions are also the same ones we have identified and put on the chopping block. This is because they no long fit our investment strategy. The fact that they are having bad year is just an annoying inconvenience for the time being.

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Dividend Portfolio Update

Yes, we still have our dividend portfolio. It’s been over 10 months since we last gave an update on our dividend portfolio. Like everything else during that time it just wasn’t top of mind and took a back seat. However, we never stopped investing and our portfolio continues to grow.

With the change in our lifestyle we needed to make some adjustments to our approach to this portfolio. When we started our dividend portfolio we were committed to only using funds generated by our blog, and related affiliate programs, as a financing source to grow our account. Essentially we wanted to use passive income to generate more passive income. We also wanted to show people that you can build a nice portfolio even with limited funds. It just takes patience.

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September 2024 Dividend Portfolio Update

Welcome to our September 2024 dividend portfolio update. This month was a continuation the last couple of months with the markets eventually heading higher after a sluggish start.

The only difference this month was that we hit a point on one of our positions where it was time to cut bait and run. That position was 3M (MMM). After looking at some of the personal finance folks on social media it seems we were not the only ones looking for some sort of exit point on this stock.

We entered this position in 2021 and rode the downfall through lawsuits, lower earnings and eventually a dividend cut. The company finally seems to be getting on better footing, but it no longer fits in with our plan. With the stock making highs it was time to sell out.

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August 2024 Dividend Portfolio Update

Another month in the books which means it’s time for our August 2024 dividend portfolio update!

Much like July, the month of August was pretty crazy. Once again most of our time was spent dealing our home build. And eventually we made the long drive back to Texas to stay for good. Once we finally got settled in at our hotel and took care of a few things we were finally able to catch up on other things, like our investments.

While we didn’t have a lot of time to focus on investing we were at least able to make some moves. As usual investable funds were scarce because we have no time to focus on generating income. So we did the best with what we had which was still tough with the markets flying.

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July 2024 Dividend Portfolio Update

Welcome to our July 2024 dividend portfolio update! Most of our time over the last month has been spent dealing with our home build. As such, everything else has taken a back seat in priority.

With our busy schedule there hasn’t been any time to work on generating investible cash. And we certainly haven’t had the time to spend researching companies or reviewing our holdings. So everything is kind of on cruise control until we get a spare minute and some cash.

Before we get to our July numbers we need to keep in mind that our numbers will be over stated this month. This is because the June dividends for SCHD and QYLD both hit on July 1st. This month is essentially reversing the understatement we had in our June numbers. We will do our best to smooth that out below and get some true numbers.

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June 2024 Dividend Portfolio Update

With another month drawing to a close it’s time for our June 2024 dividend portfolio update. June is normally a large month for dividend distributions which we look forward to. But, for some reason many ETF’s and mutual funds are not funding distributions until July 1st this year. Maybe it has something to do with the new holiday in June?

We will have to keep this in mind when we review our numbers for June and for July as both months be skewed as a result of this anomaly. For our June 2024 dividend portfolio update we will be missing payouts from QYLD and SCHD. QYLD isn’t a huge deal as their payouts can be all over the place. However, SCHD is one of our largest holdings and the distributions are a pretty significant amount for our little portfolio.

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