One Year Later

This morning I woke up and started my usual daily routine of iced coffee and sitting down to catch up on any news. Only this time when I logged on I had several messages pop up on LinkedIn from former coworkers saying congrats on your work anniversary. Huh?

After a brief bit of confusion I realized that it is indeed the one year anniversary of our business. Where did time go? It’s hard to believe it’s already been a year. So much has happened and changed during the past year it’s not surprising that the date slipped my mind.

Looking back it was the best move I ever made. While the money isn’t up to what my corporate job was paying me I am more wealthy in other ways. I spend a lot more time with my family, the stress level is at or near zero most of the time and the flexibility to live a happier life is priceless. I mean we just returned from a month long road trip and drove our son to college thousands of miles away! That would have never been possible if I was still at a corporate job. Continue reading “One Year Later”

August 2020 Financial Update

College Road Trip 2020 continues to roll on. We are on the homestretch leg of our trip. As I write this update we are sitting at our campsite in Houston Texas and just enjoying the day.

Our trip has been great despite many of our plans being cancelled or changed due to COVID-19 restrictions, fires and what ever else has been thrown our way in the last few weeks. But that is also the beauty of RV life, you can change at a moments notice and head another direction. Continue reading “August 2020 Financial Update”

College Road Trip 2020 – Checking In

After driving 2,600 miles over 6 days we are now camped out in central Pennsylvania. Aside from having to reroute to go through Wyoming instead of Colorado everything went as planned.

Our first night was spent in Utah visiting with family and getting the RV arranged. When we left home we had too much stuff because of our son’s cross country move so we weren’t able to put everything away. We used our first stop to make sure everything was in it’s place for the long road ahead. After that our family came to visit and gave us a nice send off.

Continue reading “College Road Trip 2020 – Checking In”

July 2020 Financial Update

I don’t know about you, but I am glad July is over. It was one of those months where everything seemed to happen at the same time which always equates to EXPENSIVE.

Of course July 15th was the new COVID-19 tax day which was already bad enough. We added to the pain by paying California registration for our RV AND Jeep, buying clothes and supplies for our son and prepaying for the campsites for our road trip. To top it off we decided to book a return flight home for him for the winter break since prices are way down. We got an amazing deal on a cross country flight for under $200! I guess that’s one positive out of this whole ordeal. But we certainly busted the budget in July. Continue reading “July 2020 Financial Update”

Road Trip Rundown

So here we are, just three weeks away from hitting the road for our longest trip ever and the final leg with our son before he starts school.

Typically we only make reservations for the main destination to ensure ourselves a spot and keep every other location spontaneous. It makes traveling a little more fun when things are done randomly. But in the age of COVID-19 we decided to book stops for the large majority of our trip so we could plan out the driving routes better and also hit some of the must see sites along the way.

First, let me answer a few questions and concerns that have already come up about our trip and COVID-19. Yes, we wear masks. Yes, we social distance. Yes, we take our safety and everyone else’s safety seriously. No, we are not concerned about going on the trip. Continue reading “Road Trip Rundown”

June 2020 Financial Update

We are only half way through 2020 but it feels like it’s been a decade packed into six months. The ups and downs of the first half of this year have been scary, unprecedented, opportunistic, disappointing and in some instances just flat out crazy.

A year that was supposed to be filled with excitement, anticipation and special once in a lifetime moments has instead become one of uncertainty, frustration and disappointment. Instead of mapping out and reserving spots for our new full time rv life we have had to cancel all of our plans and take a wait and see approach. Instead of our son experiencing senior prom, varsity baseball, graduation and a job he loves he stays home playing games online while preparing for his first semester in college. This is not what we envisioned life would be like heading into the second half of this year. Continue reading “June 2020 Financial Update”

Life On Hold

Well, this sucks to write. Our plans to go full time in our RV starting in November are officially postponed until further notice. To say we are disappointed is an understatement. Add this to the Motley Crue, Def Leppard & Poison concert that’s also “postponed”. In two weeks we have had two thirds of our plans for Summer and Fall wiped out. Thank you Coronavirus, I hope you die!

Our plans to go full time were contingent on the college our son is attending moving forward with normal operations and class attendance. All communication sent out to students and families indicated that they were planning to do just that and an official decision would be released in mid-June. Continue reading “Life On Hold”

May 2020 Financial Update

Hello there! Yes, it’s been awhile.

There are good problems to have in life. One of those good problems when you are the owner operator of a business is too much work. Now when I say too much it really means enough that you are consistently busy and are not sitting around hoping for something to do. This is where I currently find myself and I can’t complain. The only downside is that this blog is suffering from neglect.

May was a record month for our little business and we couldn’t be happier. We are fortunate to be in an industry that continued through the pandemic and as long as interest rates stay low we should continue to be busy. Financially I’m not making the same money I did in the corporate world but I also do not have the negativity that comes with that life. There is no boss to report to, no deadlines that have to be made and no office politics or fear of losing my job. Because of this there are also no sleeplessness nights or anxiety. To me the trade off is well worth it. Continue reading “May 2020 Financial Update”

April 2020 Financial Update

Another month in the books and one month closer to full time RV life. In our last blog we talked about how we are sticking to the plan and not wavering despite the uncertainty in the world.

After taking a step back and reevaluating the situation and seeing the big picture it’s clear nothing for us has really changed through all of this. Sure the markets dropped and our savings is a little lighter, but that’s what markets do. If it wasn’t coronavirus now it would have been something else later. We have already been down this road before.

Speaking of those markets, how about that rebound? (Rant Alert 🚨) As an avid viewer of financial channels and stock market news one of the things that always annoys me are the wishy washy pundits. Now, I’m no expert. I don’t get paid to be one nor do I get paid to give my opinion, but these people do. And what I have seen are people who’s opinions change with the wind. It begs the question, are they all afraid to be wrong and risk a credibility hit rather than actually give an opinion right or wrong, good or bad? Or are they playing the game and talking moves up or down on TV while doing the exact opposite with their portfolios? Continue reading “April 2020 Financial Update”

Unwavering Determination

In many ways it feels like life has been put on hold. We haven’t had a weekend RV getaway for over a month now. We haven’t seen any friends or family for weeks. Our son is home all day every day and his life has been turned upside down. These are difficult and strange times for everyone.

I often wonder how others are managing their lives through this crisis. Are people just sitting back and waiting to the government give them the all clear? Are they using this time and experience to review, fix or shore up their their financial strategy if they were lacking in some areas or overexposed in others? Or the worst thought, have people given up and think they will just figure it out later?

Having been through recessions and uncertain times before our strategy, for what it’s worth, is unwavering determination. For us this is a time to reassess, reevaluate, regroup and forge ahead. History teaches us that this will pass. How we come out of this crisis and what we learn from it is up to each of us. There is no better time than now to look at the big picture and make adjustments. It’s even a good idea to look farther into the future and prepare for tough decisions that might need to be made. Doing this could benefit you later and you might even discover that although you are reeling at the upheaval of your normal everyday life you are actually in better shape than you feel. So what have we been doing? Continue reading “Unwavering Determination”