Q2 2026 Financial Update

A lot has happened since our Q1 financial update was published in April. These last few months have been everything except relaxing or smooth. The life we envisioned when we set out on this journey years ago feels like it’s far off in the distance right now. I know we are taking the necessary steps to get back to it, but it’s not going to be easy.

I won’t rehash everything in this blog as I already covered what’s going on in other blogs. Plus I’m just really tired of stressing out over it and questioning where we went wrong. If you want, or need, to catch up you can start here and that will get you up to speed on our current situation.

Our house has now been on the market for over 60 days. We’ve had great interest, but so far nothing we could consider serious. Our current frustration level however doesn’t come from the process of selling our home. We understood what we were getting into when we made the difficult decision to move on.

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RV Acquired!

We have officially purchased our new RV. Well, new to us at least. More on that in a minute.

If you remember, we previously lived in a 40’ diesel pusher. It was literally a home on wheels. To give you an idea of what we had going on back then, here are some of the features our old rig had to offer.

King bed, 1 1/2 bathrooms, 3 air conditioners, residential refrigerator, 4 burner stove, convection oven, theater seating, 4 big screen TV’s and 3 slide outs that made the living space nice and wide open. It was a pretty sweet setup.

As I said in our last blog, if we are going to do this again we want to do it better and more efficient than last time.

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The Best-Laid Plans…………

This quote from Robert Burns pretty much sums up the crossroads we currently find ourselves at. So let’s bring you up to speed as much as it pains me to do so.

Two years ago we made the decision to get off the road full-time and build our dream home where we would live out our lives. It was a crazy transition. The year it took to plan and build our home was absolutely one of the most difficult years we’ve ever had. It was also one of the most exciting years.

Over this past year things have settled down. I felt like we were really starting to get in our groove. I’m the type of person who enjoys hobbies. I have way way too many hobbies. Gardening, guitar, this blog, photography, stock market trading and now options trading just to name a few.

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5 Years of F.I.R.E.

I was scrolling through our old blog posts the other day and didn’t realize how long we have been at this. We started this blog in April of 2019 to document our journey to becoming financially independent full-time RV’ers.

Our goal was to retire early so we could enjoy life on the road. We could have kept working remotely in some capacity, and Mrs. RVF did for a couple of months, but that wasn’t the point. The purpose was to enjoy life and traveling without the burden of financial worry or a work schedule.

At that time we were on the cusp of reaching the coveted $1M threshold in our portfolio. We also had a decent amount of equity built up in our townhouse. Combined we were only about $375k away from reaching our $1.5M goal. Since we planned to sell our house and everything we owned home equity was essentially cash in our minds.

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Starting Anew

Hello there! It’s been awhile since we have posted a blog. It’s been even longer since we posted a blog that wasn’t a financial update of some sort. Over eleven months as a matter of fact. In that blog we wrote about buying our property in Texas and being excited to start building our home. Little did we know at the time we were in for a wild ride.

As we started our home building journey it quickly became clear that our original plan was not going to work out. The builder we had at that time was becoming very difficult to deal with. After discovering some questionable line items on our build budget that relationship came to a very abrupt and contentious end.

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June 2024 Financial Update

Welcome to our very late, and probably brief, June 2024 Financial Update. Better late than never I guess!

We were hesitant to even write this blog given how close we are to another month end. However, with everything we have going on there is no telling when we will be able to get to that month end blog either. So we are using this brief window of free time to give our update.

Since our last update we have traveled back and forth between Utah and Texas twice. Both trips required a lot of our attention as our home build is really getting down to the details. This stage is both exciting and a little scary. Our design choices starting to get implemented into the house so hopefully everything comes together as planned. The problem is that we are now 1,200 miles away and can’t be there to make changes on the fly if something doesn’t pan out. Hopefully when we get back there we don’t have an “oh shit” moment.

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June 2024 Dividend Portfolio Update

With another month drawing to a close it’s time for our June 2024 dividend portfolio update. June is normally a large month for dividend distributions which we look forward to. But, for some reason many ETF’s and mutual funds are not funding distributions until July 1st this year. Maybe it has something to do with the new holiday in June?

We will have to keep this in mind when we review our numbers for June and for July as both months be skewed as a result of this anomaly. For our June 2024 dividend portfolio update we will be missing payouts from QYLD and SCHD. QYLD isn’t a huge deal as their payouts can be all over the place. However, SCHD is one of our largest holdings and the distributions are a pretty significant amount for our little portfolio.

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