Another year in the books and it was a doozy! Personally and financially we hit milestones and then decided the time was right to forge our own path and live life on our own terms. I won’t go into the details again in this blog. You can read all about it in our 2021 Year In Review.
Since we already covered everything in the previous blog we will dive right into the financial stuff.
Continue reading “December 2021 Financial Update”
What a difference a year makes! As a matter of fact, we never published our 2020 year in review for a few reasons. Mostly because 2020 just plain sucked! The pandemic ruined everything from our son’s senior year of high school, large parts of our college road trip, his freshman year in college and our plans to start our full-time RV life. And who can forget the financial rollercoaster from the top of the world down to the pit of despair and back again? Publishing a blog post and reliving it all over again was the last thing on our minds.
Here we are at the end of another year and still dealing with the continued fallout from the pandemic. Some things have remained the same. Everything else in our lives has changed for the better.
Continue reading “2021 Year In Review”
Welcome to our last dividend portfolio update of the year. As I’m sure you are aware the markets have been very volatile which has created some great buying opportunities. Unfortunately for us it has been difficult to take advantage of these opportunities because of limited funds available to add to our dividend portfolio.
We continue to use affiliate links and advertising on our blog as our primary sources to generate funds to add to our positions. As anyone with a blog knows this can be excruciating as blogs are not great money makers for most people. We also do online surveys to generate extra cash, but a lot of it gets used in other ways, groceries & household items, so just a small portion goes to the dividend portfolio. It’s nice to save money on everyday items in this environment, but we hope to invest more of this money next year.
Continue reading “Dividend Portfolio Update”
It’s hard to believe the time for another monthly update is already here. November seemed to fly by and with the end of the month came the end of our time in the Sedona, AZ area. We absolutely loved every minute of our time there and we look forward to returning next year. In fact we already made reservations for the entire Winter next year and have the option to work camp and stay for free!
We hope everyone enjoyed their Thanksgiving holiday and was able to spend time with friends and family. Thanksgiving this year was very different for us as it was our first as full-time RVers and also the first time we didn’t have any family around. But that didn’t stop us from having a good time as we had a wonderful dinner and lots of laughs with our new friends at the campground. One of the great things about this lifestyle is that you are always meeting new people and making new friends. We even learned that it’s a thing to have full-time RVer business cards to hand out to people you meet so everyone can stay in touch and meet up in other locations when paths cross.
Continue reading “November 2021 Financial Update”
Happy Thanksgiving from our family to yours!
This has been an amazing year and we truly appreciate all of our readers and the time you take to read our posts and support our little blog.
This year we made significant progress to reach our F.I.R.E goals and transitioned into living our full-time RV dream. And we finally retired!
Since the beginning of the year the number of people following our blog has more than doubled and we are on track to more than quadruple the number of page views compared to last year. Even more amazing is that we have had visitors from 74 different countries this year!
We are very humbled by the level of support we have received and are excited to keep sharing our adventures with you as we travel across the Country.
Joe & Mrs. RVF
One of the most asked questions by people looking to go full-time RVing is “How much does it cost?” The problem with answering this question is it is very subjective as the variables for full-time RV living seem to be unlimited and there is no uniform cookie cutter option when it comes to this lifestyle.
Just asking a few questions will make you quickly realize how much a full-time RV budget can vary between families:
Continue reading “Full-Time RV Budgeting”
Well it finally happened, we had a negative return month. This is our first month in the red since January, which is pretty remarkable, and even in January we were barely negative. In fact we would have to look back to October 2020 for the last significant negative month which shows that a correction was probably long over due. Of course everyone, including us, loves to see their portfolio go up month after month but in reality that is not healthy or sustainable. While it’s never fun to see your portfolio decrease, sometimes dramatically, these pullbacks create the opportunity to take up new positions, add to existing positions or to dollar cost average. Plus they are a healthy aspect of a long term investment strategy.
Continue reading “September 2021 Financial Update”
We are happy to present our first ever RVF guest post by welcoming Gavin McMaster of Options Trading IQ.
As readers of our blog know we are building a dividend portfolio with the goal of building it to a scale that allows us to sell covered call options to generate income. Gavin uses another approach that can also be used to generate income and/or build a position.
To many of our readers this might be a tool they are already using. But for others, myself included, this is something new and educational that could be useful as we grow our stock portfolio.
I will now turn the blog over to Gavin. Continue reading “How To Buy Dividend Aristocrat ABBV For A 15% Discount, Or Achieve An 8% Return”
The end of August brought with it the end of our time work camping and with that the end of our time in Southern Utah. While we were more than ready to pack up and leave for a new location and a fresh change of scenery it also meant it was time for our son to head back to the East coast to resume his college courses. Although we have been down this road twice before this time was different and more difficult as we don’t know when we will see him again. He has expressed his desire to remain on the East coast where his friends are and as of now we have no plans to go back that direction until next Summer. The thought of not seeing our son for almost a year is a difficult concept to grasp, but I guess that is what growing up and becoming an independent adult is all about. Hopefully we can find a way to see him sometime during the holidays but it doesn’t sound like he will be coming our way for that to happen.
Continue reading “August 2021 Financial Update”
Another month in the books and there is not really much to report back. July was one of those same ol’ same ol’ months where we just plugged away and kept to our daily routine.
While we are enjoying our work camping jobs and being able to make a little extra money there is a trade off that we are not so happy about. When we first started full timing we always had a couple of days a week to go hiking or exploring and on other days I would go fishing or do chores and maintenance while Mrs. RVF was working her regular job. Since we started work camping our hiking trips have mostly stopped and my days off are spent doing chores and maintenance and Mrs. RVF never has a break because she works seven days a week. Of course this will change when we leave here at the end of August and more so when Mrs. RVF retires from her regular job soon after that, but this has been a learning experience for when we take work camping jobs in the future. It’s important for us to remember that the purpose of our lifestyle is to enjoy our surroundings and mix in a little work for extra money on occasion. Right now we are bogged down and because of this it’s not our ideal lifestyle.
Continue reading “July 2021 Financial Update”