November 2021 Financial Update

It’s hard to believe the time for another monthly update is already here. November seemed to fly by and with the end of the month came the end of our time in the Sedona, AZ area. We absolutely loved every minute of our time there and we look forward to returning next year. In fact we already made reservations for the entire Winter next year and have the option to work camp and stay for free!

We hope everyone enjoyed their Thanksgiving holiday and was able to spend time with friends and family. Thanksgiving this year was very different for us as it was our first as full-time RVers and also the first time we didn’t have any family around. But that didn’t stop us from having a good time as we had a wonderful dinner and lots of laughs with our new friends at the campground. One of the great things about this lifestyle is that you are always meeting new people and making new friends. We even learned that it’s a thing to have full-time RVer business cards to hand out to people you meet so everyone can stay in touch and meet up in other locations when paths cross.

Continue reading “November 2021 Financial Update”

Happy Thanksgiving!!

Happy Thanksgiving from our family to yours!

This has been an amazing year and we truly appreciate all of our readers and the time you take to read our posts and support our little blog.

This year we made significant progress to reach our F.I.R.E goals and transitioned into living our full-time RV dream. And we finally retired!

Since the beginning of the year the number of people following our blog has more than doubled and we are on track to more than quadruple the number of page views compared to last year. Even more amazing is that we have had visitors from 74 different countries this year!

We are very humbled by the level of support we have received and are excited to keep sharing our adventures with you as we travel across the Country.

Thank you!

Joe & Mrs. RVF

Dividend Portfolio Update

It has been a couple of months since our last dividend portfolio update and we continue to make slow and steady progress. Slow is probably the operative word here since we are now retired and need to adhere to our budget. Just to reiterate we only invest money earned from side hustles, like this blog, as any income earned is not included in our budget and doesn’t impact our standard of living.

As someone that has always been willing and able to put cash to work at a moments notice this can sometimes get frustrating, especially when you see a good stock at a low price. There have been a few times where I have had to walk away some my trading platform on days when I would normally be buying. But we have a plan and we need to stick to it in order to be successful. On the bright side this has given us some incentive to find new side hustles to keep our portfolio growing.

Continue reading “Dividend Portfolio Update”

Full-Time RV Budgeting

One of the most asked questions by people looking to go full-time RVing is “How much does it cost?” The problem with answering this question is it is very subjective as the variables for full-time RV living seem to be unlimited and there is no uniform cookie cutter option when it comes to this lifestyle.

Just asking a few questions will make you quickly realize how much a full-time RV budget can vary between families:

Continue reading “Full-Time RV Budgeting”

September 2021 Financial Update

Well it finally happened, we had a negative return month. This is our first month in the red since January, which is pretty remarkable, and even in January we were barely negative. In fact we would have to look back to October 2020 for the last significant negative month which shows that a correction was probably long over due. Of course everyone, including us, loves to see their portfolio go up month after month but in reality that is not healthy or sustainable. While it’s never fun to see your portfolio decrease, sometimes dramatically, these pullbacks create the opportunity to take up new positions, add to existing positions or to dollar cost average. Plus they are a healthy aspect of a long term investment strategy.

Continue reading “September 2021 Financial Update”

August 2021 Financial Update

The end of August brought with it the end of our time work camping and with that the end of our time in Southern Utah. While we were more than ready to pack up and leave for a new location and a fresh change of scenery it also meant it was time for our son to head back to the East coast to resume his college courses. Although we have been down this road twice before this time was different and more difficult as we don’t know when we will see him again. He has expressed his desire to remain on the East coast where his friends are and as of now we have no plans to go back that direction until next Summer. The thought of not seeing our son for almost a year is a difficult concept to grasp, but I guess that is what growing up and becoming an independent adult is all about. Hopefully we can find a way to see him sometime during the holidays but it doesn’t sound like he will be coming our way for that to happen.

Continue reading “August 2021 Financial Update”

July 2021 Financial Update

Another month in the books and there is not really much to report back. July was one of those same ol’ same ol’ months where we just plugged away and kept to our daily routine.

While we are enjoying our work camping jobs and being able to make a little extra money there is a trade off that we are not so happy about. When we first started full timing we always had a couple of days a week to go hiking or exploring and on other days I would go fishing or do chores and maintenance while Mrs. RVF was working her regular job. Since we started work camping our hiking trips have mostly stopped and my days off are spent doing chores and maintenance and Mrs. RVF never has a break because she works seven days a week. Of course this will change when we leave here at the end of August and more so when Mrs. RVF retires from her regular job soon after that, but this has been a learning experience for when we take work camping jobs in the future. It’s important for us to remember that the purpose of our lifestyle is to enjoy our surroundings and mix in a little work for extra money on occasion. Right now we are bogged down and because of this it’s not our ideal lifestyle.

Continue reading “July 2021 Financial Update”

Dividend Portfolio Update

I started writing this blog and then the bottom fell out of the market. When I saw this happening I held off on publishing because when I see an irrational move in the markets that is an opportunity to buy which would have made this blog inaccurate the moment it was published. So now I have created a revised version of my original blog but it was worth the wait.

When I decided to start this portfolio in April the original intent was to only use money earned through the blog via affiliate links and advertising (for which we still have not received a penny). Since that time some things have changed and we started work camping and earning some extra money so I made a small modification to add some of this money to the portfolio as well. It’s money we didn’t plan for in our budget and it’s only temporary income so why not put some of it to work? Our work camping gig ends at the end of August and when that time comes we will go back to the original goal of only using money earned frm the blog.

Continue reading “Dividend Portfolio Update”

May 2021 Financial Update

May was a relatively quiet month which was a nice change of pace from what we have experienced over the last few months. It feels like we are settling into a new routine and we have been able to enjoy more time in the outdoors. We did a few hiking trips this month, two of which were in Bryce Canyon National Park, and I have been going up to our favorite lake a couple of days a week to fish with our son and my dad. At this point the most difficult thing to deal with is helping family understand we are not on vacation and we can’t go out to dinner every night or stay up late and play cards. Mrs. RVF still insists on continuing to work so we still have a schedule to keep for the time being.

Continue reading “May 2021 Financial Update”

April 2021 Financial Update

The month of April came and went in what seemed to be a flash and we are happy it is over. The month began with us still being stuck camping in a bodyshop parking lot as repairs continued on our RV. Once the wonderful folks at M&M Coach completed the work it was time for us to head to South Dakota so we could complete the process of becoming residents.

Of course everything we hoped to avoid on our journey to and from South Dakota ended up happening. And why not since Murphy’s Law seems to be our copilot and trial by fire is the gauntlet we apparently have to run through in order to live this amazing life.

We hit below freezing temps, snow and heavy winds pretty much every single day in Utah, Wyoming and South Dakota. Just the week before these same places were enjoying sunny 80 degree days but now it’s snowing in the middle of April. We made sure to fill our water tanks every chance we got because several campgrounds were unable to turn on their water due to the risk of the pipes freezing. This also meant we had to ration water because getting more would require breaking down camp and driving the RV somewhere in snowing conditions to refill the tank. No thank you!

Continue reading “April 2021 Financial Update”