Winds of Change

Times, they are a changing.

In a previous blog I gave some insight into my current working environment and expressed the possibility of going out on my own. Since that blog post I have been working and getting in position to do just that.

In the last week I have taken a state exam to get a required certification. I am responsibly confident that I did well enough to pass (fingers crossed). Also, because I have an amazing relationship with my direct manager, I have given an unofficial heads up notice to my employer that I will be moving on soon. Under normal circumstances I wouldn’t have gone out on that limb with my employer. However, my manager and I have a very close relationship and I’m trying to give him as much time as possible to get prepared and find a viable replacement. In addition to these steps I have also spoken with my tax accountant to get some guidance on proper business structure to make sure I don’t get a massive tax bill when tax season comes around. Continue reading “Winds of Change”

Advertisements

July 2019 Financial Update

Greetings everyone!

We have closed the book on another month and it’s time to take a look back and see how we performed in July.

Personally, July was a wonderful month. We had a blast on our trip, with the exception of a minor problem with our RV. If you have not visited Yellowstone National Park I highly encourage you to put it on your bucket list. It is one of the most pristine and beautiful places on earth to visit and you will no doubt enjoy your time there. Continue reading “July 2019 Financial Update”

Decisions Decisions!!

It’s been a whirlwind since returning from our road trip. So much so that I haven’t been able to take any time to reflect on our journey as I would have liked. I was hoping to put something together to sum it all up in one nice blog package. I was also hoping to do some comparisons to our previous road trips and see if we did in fact cut back on our overall spending.

But coming home to our lives has been hard, as least for me. I’ll be very honest here, I hate my job. And it’s not so much the job, but more the company and the people we are forced to deal with. When I took this job a few years ago, myself and a couple of other people were hired and tasked with saving a sinking ship. We put a tremendous amount of our time, effort and resources into building relationships with our clients and most of all with our employees who were neglected and mistreated. Continue reading “Decisions Decisions!!”

June 2019 Financial Update

Now that we are home from our summer road trip I was able to take some time and put together our long past due financial update for June 2019.

You have to love watching the stock market. In my May update, you can it read here, I discussed the old adage of “sell in May and go away” which appeared to have been holding true and even compounded by all of the uncertainty regarding trade wars and tariffs in addition to historical trends. If there is one thing the market hates is uncertainty and it can lead to strong down moves very quickly. Continue reading “June 2019 Financial Update”

Checking In From The Road – Part 2

Hello again!

Sadly, we are winding down our road trip and will be heading home soon. At the end of a vacation many people say it’s good to be home. We are not those people. While this is a vacation and not exactly what life will be like once we are able to travel full time, it does offer a small glimpse into the future for us.

We have had many great experiences over the last couple of weeks. We have seen an amazing amount of wildlife. We have fished several lakes, streams and rivers. We have hiked on trails and driven our Jeep on others. We have also spent valuable time with family, most importantly with our son. Continue reading “Checking In From The Road – Part 2”

Checking In From The Road

Hello everyone! We are currently in Yellowstone National Park and have had an amazing experience so far!

In just a couple of days we have seen a black bear, a grizzly bear with two cubs, several elk, two moose, deer, beavers and of course bison. We have seen more wildlife this trip that our previous visits to the park combined.

Couple this with our awesome campsite and the natural beauty of the park and surrounding areas and this is turning out to be an excellent adventure.

Due to our remote location I am not able to add photos to this post. However, I have an Instagram feed on my homepage where you can check out some of our photos.

You can also follow us on Instagram at https://www.instagram.com/rvonfire/ Somehow Instagram is still available even with a very poor connection.

Thanks to everyone for following us.

Summer Road Trip Final Preparations

We are now just a couple of days away from departing on our Summer road trip. The hard work, for the most part, is done. We spent this past weekend stocking up on food and shopping for the last remaining items on our need-to-buy list. Additionally, we spent a day at our RV going over our pre-trip checklist to make sure everything is in good working order and ready to roll. Continue reading “Summer Road Trip Final Preparations”

RV Essentials Dog Edition

One of the things we enjoy most is taking our dog with us on road trips. He is our four-legged family member who brings joy to our lives and makes our home complete. He also loves the camping glamping lifestyle as much as we do, as you can see.

Continue reading “RV Essentials Dog Edition”

Summer Trip Preparations

As we move closer to the departure date for our Summer road trip, we have begun making preparations and getting everything in order.

This isn’t our first go around, but it seems like we almost always forget something. Last time we made the journey to Yellowstone National Park, I forgot my camera of all things. Nothing like going to the most scenic place in the country and not having a camera. I used my phone, but it was no substitute for a professional grade camera. Continue reading “Summer Trip Preparations”

Portfolio History & Projection

As someone who works with numbers for a living, I tend to enjoy using and creating spreadsheets. Years ago I created several spreadsheets to track and project our portfolio. At that time the FIRE movement didn’t exist, at least to us, and we didn’t have a firm number in place as a goal to work towards. All we knew was we were saving for a retirement that was based more on age than anything else. Remember our so called “advisor” had us pegged for a late 60’s or early 70’s for retirement.

I have kept track of our year end tally for every year since 2001. When I look back, I am amazed at how far we have come in 17 years. Especially because while we have always been pretty good at saving, it has never really been a high priority for us until now. The fact that we are close to passing into 7 figure territory on our portfolio goes to show that time is just important of a factor as the amount you save. Continue reading “Portfolio History & Projection”