New Beginnings On The Open Road

We did it! After years of planning, saving, investing, researching and pandemic delays we are finally living in our RV as full timers. There is still a lot to do but the hard part is done now that we took the leap and made it to the other side. It’s wonderful to say we actually achieved a long term goal and hopefully our journey will help inspire others to do the same.

We all have goals in life. Some people write them out or track them in one form or another while others just keep a mental note of things they would love to do and call it a goal. Typically those that track their goals are actually working in some fashion to achieve them while those keeping a mental note are mostly just dreaming about it. I call it the “maybe someday” syndrome, which is something we suffered from for many years.

When we set out on our goal to live in and travel full time in our RV years ago it was something we knew we passionately wanted to do. It was also probably the first time we really had a stated goal that we were dead set on achieving. I would even go so far as to say this goal is what drove us to the F.I.R.E movement to begin with. We have always been ardent savers and planned to retire earlier than the standard 65+ but the simplicity of the F.I.R.E movement made the idea a viable reality. To us financial freedom is a stepping stone on the path to living the RV life as its hard have one without the other if we really want to enjoy life on the road to the fullest.

There are many people we know both personally and professionally that are shocked that we could possibly be in a position to live this life. During the long days of my previous corporate life my coworkers and I would talk and discuss our dreams of life beyond the corporate rat race. I would tell them we wanted to live and travel full time in our RV and they would mostly scoff at the idea as being too expensive and not possible for someone younger than 65. I would always try to explain to them anything is possible if you plan it right and that retirement doesn’t require an enormous bank account and unlimited cash to blow on frivolous things. Nor does it mean you have to work until you have one foot in the grave. This would usually be met with glares as if I was talking crazy. But that’s the problem, there are too many people who still believe in retirement in the traditional sense and are content to work until they no longer physically can or even until their final day of life. The good news is that more and more people are figuring out there is a better way if you are willing to delay gratification and not give into having “things” as a status symbol.

This brings me to our current situation and I want to be clear and transparent with our readers. Mrs. RVF is still working for at least the next six months as that is what she agreed to with her company. After that time they will meet to reevaluate and decide which direction both she and the company want to go. So we are not retired yet and we are not going to go around saying we are retired or write blogs about great life is in retirement. I know this is sort of a sticking point with people that read and follow F.I.R.E. bloggers and I personally feel it’s disingenuous to say you are retired while earning a paycheck from a company. If you have achieved F.I. and don’t really need the paycheck that is an amazing accomplishment and congratulations. But unless you are solely living off of passive income, money generated from investments or maybe a side gig to keep you busy, you are not retired. Just my opinion.

So where do we go from here? Well we have a month to get everything sorted out before we start making our way to South Dakota to establish our domicile residence. And since it looks like a bomb went off in our RV we are probably going to need a full month to get things in order. After we are done in South Dakota will will make our way to Utah ad stay there for the entire summer so we can visit with family and hopefully our camping buddies will join us so we can catch up. BTW, hello camping buddies since you now know who we are and are probably reading this blog 🙂

This is an exciting time and we can’t wait to share our travels and details on RV living with our readers. Hopefully we can help answer some of the questions people have about living this lifestyle and also break some of the myths as well.

Thank you as always for taking time to read our blog.

Until next time………………

Joe

From House To Home

We are entering the final week of living in our old sticks and bricks house. It’s been a great place, but we knew it was never going to be our final home. The excitement of finally living in our RV full time far outweighs any emotions of leaving the house and to be honest there really aren’t any emotions about leaving. It’s a great house in a great location but it’s just not us and never has been.

It’s amazing what we have been able to accomplish in the last three weeks. We have sold nearly all of our possessions including our furniture, dishes, cookware, everything in our garage including a car and some of my musical equipment. There have also been some bumps in the road along the way but we have managed to figure out a solution and move along.

As of now we have already moved nearly everything we are taking with us into our RV. All that is left to take is our food and what little clothes we kept to get us through the week. The house is nearly empty with just a couple of sofas that we are sleeping on until they are picked up later in the week and a couple of televisions we need to sell or donate.

We have experienced a wide range of emotions while going through this process. We are so excited to start our adventures but we have also had to deal with some not so fun things. Explaining that we are going to live in our RV to some family members has been difficult. But the worst part was seeing our son go off to college again after being home for over 3 months. To top it off he had to fly through Dallas, TX in one of the worst storms on record. I won’t go into the whole debacle he faced on this blog, but it was very rough. If you follow us on Twitter you probably saw my angry tweets.

Additionally, we have still not resolved our transition with Mrs. RVF’s company. Her direct management is completely on board as she has always worked from home anyway and it will be no different when we are in the RV. But there are always two sides in corporate life with the second one being corporate management and HR. So far they have taken the request under review and will give a decision within 30 days. So there is a little uncertainty about whether or not she will continue to work. Financially we are prepared for either scenario but we would really just like an answer.

The fun part of this process has been booking sites and planning our future stays. The first 2 months or so we will be busy getting our road legs under us and setting up our domicile state. After that we have reserved spaces in Utah for the summer months so we can visit family and see our son when he leaves school for summer break. Once summer ends we will need to figure out where we want to be as the weather starts to change. To us this is the fun part of RV living. We can head east and see the fall colors or head south and find a warm place to stay for a few months. It’s great to have the option to do what ever we want.

With all that has been going on I don’t think we have been able to fully absorb what we have done and will be doing. The reality of the situation probably will not fully hit us until we are at our first stop and have had a moment to catch our breath.

We are excited to see what the future brings and to share events with our readers as they happen. RV life always brings new and demanding challenges along with the joy and freedom of living life on our own terms. Let’s just hope the joy and happiness part far outweighs those demanding challenges.

Until next time………….

Joe

January 2021 Financial Update

Events are evolving quickly in the RVF household. In January we put our house on the market and it sold in just two days, read about it here. We are now in full blown sell everything mode as we have to be out of the house in just a couple of weeks. It’s looking like we will need every minute of that time to clear out.

Of course when you sell your home and move into a RV you need a place to go. Since we need to stay in the area for a few more weeks we were able to make reservations at a not so local RV park. It’s going to cost more than we planned on spending but options were limited for a monthly space in our area. As my dad would always say “any port in a storm”. We plan to spend the next month tying up loose ends like filing our taxes, winding down our business and getting organized and adjusted to full time RV living. Continue reading “January 2021 Financial Update”

RV Life – The Final Countdown

This is it! Everything we have planned for over the last few years is now, finally, coming to fruition. The last couple of weeks have been a whirlwind and we expect that will continue for at least another month now that our house is sold.

Once we settled on the decision to go with a real estate agent everything seemed to move at a breakneck pace. Using a traditional agent was a tough pill to swallow at first but when he got started we quickly realized it was the right decision, albeit an expensive one. Every agent has the standard responsibility of listing and showing the property. But generating interest and creating a competitive market to gain the best price definitely takes skill. It was fun to watch the process play out and it also paid off with our property selling for a record price for our neighborhood. Continue reading “RV Life – The Final Countdown”

December 2020 Financial Update

And exhale! It’s finally here, the end of the month and the end of the most chaotic year of our lives. We referred to 2020 as the year of change as we had big plans and big goals, but we had no idea what was in store.

In 2020 everything that was supposed to change didn’t. We are still living in our house. Our son went off to college, but he came back home and he is still here. Our RV is still sitting in a storage yard. We are still paying for bills that were supposed to be gone with our new and improved nomadic lifestyle.

In the end it feels like nothing changed except the calendar. Like Groundhog Day we are starting 2021 with the same goals and plans we had at the start of 2020. Continue reading “December 2020 Financial Update”

November 2020 Financial Update

What would 2020 be if we didn’t have a record breaking month for the markets on top of everything else that has happened this year.

In our October update I mentioned that the four market drivers going forward will be Stimulus, unemployment, growth and covid. With at least two covid vaccines now ready and waiting for approval the markets made major moves upward in anticipation of a post pandemic environment.

Additionally there are signs that stimulus talks are picking up again in Washington. I’m not holding my breath on a deal yet, but if talks are successful this time it could help people and businesses bridge the gap between the time the vaccines are approved and when they are made available to the general public. I think this is what needs to happen before we can get back to meaningful positive growth and lower unemployment rates. It’s always nice to have a positive month but there is still a long way to go before the economy gets back on steady ground. Continue reading “November 2020 Financial Update”

Happy Thanksgiving!

We would like to take a moment to wish all of our readers a happy Thanksgiving. While we, and many others, are not celebrating the holiday as we had hoped there are many reasons to be thankful this year.


We appreciate your support and taking time to follow our journey.


Joe

October 2020 Financial Update

It’s been awhile since our last post. To be honest I just haven’t been up to the task. There were several days where I was trying to will myself to write a blog but I could never get motivated enough to even open the app let alone start writing a blog.

Part of this lack of motivation is due to dates passing that we previously had planned as milestones in the precovid era. For example, if our plans had materialized we would just be finishing our first week of full time RV living. Instead as I write this we are in our RV but paying a hefty fee for a weekend site. While fun, it’s not where we were hoping to be at this stage. Continue reading “October 2020 Financial Update”

September 2020 Financial Update

September was a bitter sweet month. We had an amazing time on our month long road trip but coming back to the old sticks and bricks home has been rough to say the least. While we were forced to make many adjustments to our original plans due to restrictions, fires, hurricanes and something called a derecho we never felt more at home being in our RV. The freedom to choose our direction and change course as we pleased was very liberating. Heck we drove 400 miles out of the way just to check out a resort in Oklahoma because some random people we met in Texas recommended it. Who does that? 🙋🏻‍♂️

Adding to the frustration of returning home is that fact that this was the time where we were supposed to be selling our house and belongings in preparation for moving into our RV full time, but those plans had to be put on hold until at least January. So instead of being weeks away from our dream we are months away at best with a timetable still contingent on other outside factors. It’s hard to be positive when the goal posts keep moving back. Continue reading “September 2020 Financial Update”

One Year Later

This morning I woke up and started my usual daily routine of iced coffee and sitting down to catch up on any news. Only this time when I logged on I had several messages pop up on LinkedIn from former coworkers saying congrats on your work anniversary. Huh?

After a brief bit of confusion I realized that it is indeed the one year anniversary of our business. Where did time go? It’s hard to believe it’s already been a year. So much has happened and changed during the past year it’s not surprising that the date slipped my mind.

Looking back it was the best move I ever made. While the money isn’t up to what my corporate job was paying me I am more wealthy in other ways. I spend a lot more time with my family, the stress level is at or near zero most of the time and the flexibility to live a happier life is priceless. I mean we just returned from a month long road trip and drove our son to college thousands of miles away! That would have never been possible if I was still at a corporate job. Continue reading “One Year Later”