September 2022 Financial Update

Another month down, literally, and we are heading into the 4th quarter of what has been a miserable year for the markets. The questions is, when will this pain end?

Since our last update we have relocated from our beautiful spot in Tennessee to an amazing lake front spot in Oklahoma. This location has quickly become one of our favorite destinations since hitting the road. We have a pull-in spot and everyday when we open the shades we look out at the lake and enjoy the views and the wildlife. This year has been a disaster financially, but being able to live this life and wake up to these views and scenery almost everywhere we go has made these tough times much more bearable.

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Campground Review – Cummins Ferry RV Resort

In this edition of our campground review series we will be reviewing Cummins Ferry RV Resort located in Salvisa, Kentucky.

This was our first visit to Cummins Ferry and it was one of those places that we hoped would live up to what we saw in the photos while we were researching places to visit. Unfortunately, it is all too common for amazing photos to be posted online that are not always representative of the reality on the ground when you arrive for your stay. And when you are booking for an entire month arriving at some RV resorts and campgrounds can be very stressful because you are not always sure of what you are getting into until you get there and get settled.

To say we were relieved when we came around the bend and saw the resort for the first time, after driving down a long and narrow road towards an uncertain destination, would be an understatement.

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August 2022 Financial Update

That didn’t last long!

In our last update we said it was nice to see a positive month. But we also cautioned that we should not get ahead of ourselves and expect it to continue. This turned out to be a good call as one can never underestimate the power of incompetent government lifers to further screw things up and cause more turmoil.

Additionally, in our last update we questioned Mr. Fed Chairman’s rational for saying that he believes interest rates, currently at 2.5%, are now at neutral and neither helping or hurting the economy when their own preferred inflation gauge clocked in at 4.8%. And that’s after stripping out food and energy which puts inflation at a disturbing 6.8%. As has become customary with our esteemed and incompetent fed chairman he and his cronies had to spend a lot of time walking back that idiotic comment over the last month. Much like they had to do with the transitory inflation hoax they perpetuated for over a year to justify not doing their job.

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Campground Review – Wrights Orchard Station

We are back with another edition of our campground review series. In this edition we will be reviewing Wrights Orchard Station Campground located in Duncansville, Pennsylvania.

This was our second visit to Wrights Orchard Station Campground as we stayed there a little over two years ago when we took our son to school for his freshman year. Since that visit not much has changed and as far as we are concerned that is a good thing.

Wrights Orchard Station Campground is a small no frills family owned campground located just off interstate 99 and borders the town of Altoona, PA. It is open seasonally from May until the end of October and is in a great location as you can easily drive into town or get on the interstate and go in any direction for hiking, fishing, historical sites or just for some outdoor fun. Just plan on using your vehicle, uber or public transportation as this is an older town and there are zero sidewalks along the streets for walking and traffic moves fast.

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July 2022 Financial Update

Don’t call it a comeback…………………

Another month in the books and market conditions improved, but let’s not get ahead of ourselves and start celebrating the return of the bulls. Sure, it was nice to see the markets move up for once. And they moved up in a significant manner as well. However, we are not even close to being out of the woods on inflation and our economy is slowing down.

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Leaving Pennsylvania

Sadly our time in Pennsylvania will soon be coming to an end. It’s hard to believe that we have already been here for two months! While we are always excited to move on to another adventure this is going to be a more difficult transition than usual as we leave here not knowing how much time will pass before we see our son again. It’s feels like a repeat of 2020 when we dropped him off at his dorm for the first time and headed home to an empty house.

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Dividend Portfolio Update

Since our last dividend portfolio update the markets have continued their roller coaster ride. I won’t go into my opinion on the current state of our government as I aired my frustrations in our last blog. You can find my take here if you’re curious or want a recap.

While there isn’t anything we can do about the economy, there are things we can do to set ourselves up for long term success. Now is not the time to panic and sell your positions as that will only turn paper losses into realized losses. It can be hard to stomach this type of volatility, but having been through this several times before we know things will turn around eventually. So while we wait for the pendulum to swing back the other way we can take advantage of this opportunity to dollar cost average current positions and/or add new positions at a nice discount.

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