Tag: camping

5 Years of F.I.R.E.

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I was scrolling through our old blog posts the other day and didn’t realize how long we have been at this. We started this blog in April of 2019 to document our journey to becoming financially independent full-time RV’ers.

Our goal was to retire early so we could enjoy life on the road. We could have kept working remotely in some capacity, and Mrs. RVF did for a couple of months, but that wasn’t the point. The purpose was to enjoy life and traveling without the burden of financial worry or a work schedule.

At that time we were on the cusp of reaching the coveted $1M threshold in our portfolio. We also had a decent amount of equity built up in our townhouse. Combined we were only about $375k away from reaching our $1.5M goal. Since we planned to sell our house and everything we owned home equity was essentially cash in our minds.

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Starting Anew

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Hello there! It’s been awhile since we have posted a blog. It’s been even longer since we posted a blog that wasn’t a financial update of some sort. Over eleven months as a matter of fact. In that blog we wrote about buying our property in Texas and being excited to start building our home. Little did we know at the time we were in for a wild ride.

As we started our home building journey it quickly became clear that our original plan was not going to work out. The builder we had at that time was becoming very difficult to deal with. After discovering some questionable line items on our build budget that relationship came to a very abrupt and contentious end.

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August 2024 Financial Update

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Welcome to our belated August 2024 financial update blog! We didn’t know if we would ever have a chance to get to this blog. We have been over the top busy with little time to spare.

In last months blog we said that we were on the verge of heading to Texas permanently. We wanted to be present for the final stages of our build and make sure everything was moving along. Well we made the move and have been living in a hotel since the middle of August.

It’s great to be so close so we can see the progress being made in person. It has also allowed us to be present to deal with some issues that have come up. The only downside has been the cost.

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January 2024 Financial Update

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Welcome to our January 2024 financial update. As you can imagine there is a lot going on in the RVonFire household. It feels like everything is up in the air as life is continuously evolving.

On the home front not much has changed or progressed. We agreed on terms with a new builder and visited the property to discuss a few things. Now we are in that phase of trying to get permits and approvals so we can get started on the build. For me this is the worst part of the process as I hate waiting on people, especially government types. Although we can definitively say that South Dakota and Texas government folks are much more courteous, helpful and respectful than the human debris that occupies California government entities.

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January 2024 Dividend Portfolio Update

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And just like that we are off and running in 2024! Welcome to our first dividend portfolio update of the new year!

At the end of 2023 we set a lofty goal of trying to hit $1,000 in PADI by the end of 2024. We finished 2023 at $837 so we will need to add $163 this year to reach our year end goal. This might prove difficult as most months we add less than $10 to our total. We are also trying to be more selective with where we put what little funds we do have.

For the most part we have done pretty well in our portfolio. But, like most investors we have made some mistakes and that has cost us. We don’t fret over it too much because mistakes are a part of investing. The important thing is to learn from those mistakes and make better decisions going forward.

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December 2023 Financial Update

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Welcome to our December 2023 financial update blog! We are a little late getting this blog published. The new year has started off with a bang and there hasn’t been any spare time to dedicate to writing. 

Our first task of the new year was a planned trip back to California. This trip had been planned for awhile but turned into a dual purpose trip. The main objective was to visit Mrs. RVF’s side of the family as we haven’t seen them in quite a long time. However, in light of our purchase of a nice plot of acreage in Texas we also needed to break the news to them. Yes, we really meant it when we said we are not going back to live in California…….EVER! The conversation went much better than we expected. It’s great to have support from family and friends when big decisions are made.

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Can’t Buy It? Build It!

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Now we are cooking with fire, figuratively and financially! Looking for our forever home has been a bit of a grueling process. We are happy to say that things are now progressing as we have changed direction from buying to building. If you are new to our blog and need to catch up on the developments then start here and here.

In short, we discovered a great home in a very nice area. One that checked off all of the boxes and then some. So we decided to put in an offer despite it being out of our price range.

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