What A Difference A Week Makes!

In our last blog update, read it here, I discussed that two weeks into our new business venture we hadn’t had a single job come our way which was a little disappointing. I also discussed how I have been working a side gig job to try and see if it was a viable way to earn some cash while building some business relationships. This past week everything changed.

After spending time going business to business, meeting people and handing out business cards I decided to do a cold call of a large agency. The response I received was the usual “we will have someone contact you about getting your business set up in our system” which I agreed to but didn’t think much about. About two hours later my phone rang and it was an associate calling to take down my business information. Again, I didn’t think much about it because I’ve already been down this road many times in the last two weeks. But this time, as we grew close to ending our conversation, the associate stopped and asked “do you want your first assignment right now?” My stomach sank and I paused because I couldn’t believe what just happened and I didn’t know if I was ready to answer yes at that very moment. So in a complete haze I answered “sure”. Continue reading “What A Difference A Week Makes!”

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A Fresh Start

That’s it! For the first time in my professional life I am not employed by someone or relying on an employer for a paycheck. I don’t know that it has fully hit home yet as my last week of work was a whirlwind that ended with an awesome gathering with my now former co-workers. I wasn’t expecting anything except the usual goodbyes and good luck that comes with being in management. What I got was a full blown celebration that lasted the whole day and continued after hours and late into the night at an offsite location. It was a very humbling experience that I am still in shock over.

My new venture is off the ground and I’m officially open for business. I’m still working on my final certification and should have that wrapped up in the next day or two. The next step is to make sure all of my lose ends are tied so I can spend some time getting out and networking with other businesses. I’ve never been in the position of having to network and hustle for business. The old adage of “fake it until you make it” keeps coming to mind as I will have to portray confidence in doing something that I really don’t have any experience doing. I think my years in the business world will help me with this process, but I can’t help but feel a little nervous about the thought of walking into businesses and trying to connect with folks.

On the financial side I’ve been thinking a lot about how this change will impact our Financial Independence journey. I was fortunate enough to have a good amount of accrued vacation that was cashed out so I am essentially being paid for the next month. After that my goal will be to make the equivalent of my take home pay each week. At first I was hoping to cover my whole salary, but I think that would be a tall task this early in the process. Also, with the benefit of small business tax write offs we will probably be able to keep more of what we earn which lowers the bar to breaking even. Once we start getting some steady business and income then I will look into starting a SEP IRA or 401k to increase our savings and lower our taxable income further. This is the part I’m really excited to learn more about and put into place. I think it will be a huge boost to our savings and it will also keep the government’s greedy hands off more of our hard earned cash.

With my new found freedom I am hoping to also have more time with family and for activities like writing this blog. One of the perks of making your own schedule is that we will be able to get out in our RV earlier on travel days which will save us time and money since we won’t have to idle in hours of traffic getting to our destination. I will also be able to post blogs when I want to instead of always waiting for the weekend as I have had to do the last few months.

These are exciting times and we look forward to sharing them here. If you have any feedback or suggestions please leave them in the comments below. I would especially like to hear from those of you that are self employed and what you are doing to maximize savings and minimize your taxable income.

Thank you as always for taking time to read our blog. Next up is our September financial update, stay tuned.

Joe

Countdown To Freedom

As I head into my last week of work before setting out on my own I have to admit that I am nervous as hell. There is a lot to get done this week and it’s not easy to focus when I still have to go into an office every day and put in twelve hours. On top of all this I have another certification to get so I can make sure to reach my full earnings potential.

A couple of good things that have come up in the past week. First, after doing some market research I realized that my initial pricing was too low so I’m giving myself a raise before I even get started. Another good thing that happened is that I made an agreement with a local business to refer people to me. It doesn’t cost me anything and they will keep some of my business cards on their countertop. In turn they have someone that can service their clients when needed. Continue reading “Countdown To Freedom”

10,000 Views

We reached a nice milestone today by getting to 10,000 views.

When we started this blog just under five months ago I didn’t think we would get a thousand views in a year let alone ten thousand in less than five months.

Thank you to everyone that takes time out of their day to read our blog and follow our journey. Your support is greatly appreciated.

Joe

Popular Camping Products

In previous blogs we wrote about our favorite gadgets and essentials for your new RV in which we listed items we love using now or have enjoyed using in the past during our travels.

I read a lot of blogs and belong to a lot of RV groups and there are many gadgets and products that are very popular with RV’ers and campers. We thought it would be a fun idea to change it up a little and create a list of these items since they are popular and everyone’s needs are different. Please note that we have not used any of these products. Continue reading “Popular Camping Products”

June 2019 Financial Update

Now that we are home from our summer road trip I was able to take some time and put together our long past due financial update for June 2019.

You have to love watching the stock market. In my May update, you can it read here, I discussed the old adage of “sell in May and go away” which appeared to have been holding true and even compounded by all of the uncertainty regarding trade wars and tariffs in addition to historical trends. If there is one thing the market hates is uncertainty and it can lead to strong down moves very quickly. Continue reading “June 2019 Financial Update”

Checking In From The Road – Part 2

Hello again!

Sadly, we are winding down our road trip and will be heading home soon. At the end of a vacation many people say it’s good to be home. We are not those people. While this is a vacation and not exactly what life will be like once we are able to travel full time, it does offer a small glimpse into the future for us.

We have had many great experiences over the last couple of weeks. We have seen an amazing amount of wildlife. We have fished several lakes, streams and rivers. We have hiked on trails and driven our Jeep on others. We have also spent valuable time with family, most importantly with our son. Continue reading “Checking In From The Road – Part 2”

Checking In From The Road

Hello everyone! We are currently in Yellowstone National Park and have had an amazing experience so far!

In just a couple of days we have seen a black bear, a grizzly bear with two cubs, several elk, two moose, deer, beavers and of course bison. We have seen more wildlife this trip that our previous visits to the park combined.

Couple this with our awesome campsite and the natural beauty of the park and surrounding areas and this is turning out to be an excellent adventure.

Due to our remote location I am not able to add photos to this post. However, I have an Instagram feed on my homepage where you can check out some of our photos.

You can also follow us on Instagram at https://www.instagram.com/rvonfire/ Somehow Instagram is still available even with a very poor connection.

Thanks to everyone for following us.

It’s Time!!

Hello everyone! After almost 9 months of planning we are finally hitting the road for our Summer road trip.

We will be posting photos on Instagram throughout our journey. Please follow us as we share our experience.

https://www.instagram.com/rvonfire/

Summer Road Trip Final Preparations

We are now just a couple of days away from departing on our Summer road trip. The hard work, for the most part, is done. We spent this past weekend stocking up on food and shopping for the last remaining items on our need-to-buy list. Additionally, we spent a day at our RV going over our pre-trip checklist to make sure everything is in good working order and ready to roll. Continue reading “Summer Road Trip Final Preparations”