January 2022 Financial Update

Anyone else happy to move on from January? Perhaps this update should be titled “The Good, The Bad and The Ugly” as it might be more fitting? January was busy, expensive, and at times, frustrating. I don’t mind rough months in the markets as they are needed in order to facilitate long term progress. I would prefer large market drops happen in months where we are not already committed to shelling out a lot of cash. As the Rolling Stones song goes “You can’t always get what you want.” Hopefully we got it all out of our system and can move forward to greener pastures. Let’s stick with our theme for a little levity.

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Full-Time Travel Planning

How do you decide where to go? How do you decide where to stay? Isn’t it stressful to have to make plans all the time? Isn’t it expensive?

These are some popular questions we get asked so we thought it would be a good idea to give some insight into our current planning process similar to what we did with full-time budgeting. I say “current planning process” because I feel the process will evolve over time as our circumstances change and as we gain experience with a higher level of comfort on the road.

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2021 Year In Review

What a difference a year makes! As a matter of fact, we never published our 2020 year in review for a few reasons. Mostly because 2020 just plain sucked! The pandemic ruined everything from our son’s senior year of high school, large parts of our college road trip, his freshman year in college and our plans to start our full-time RV life. And who can forget the financial rollercoaster from the top of the world down to the pit of despair and back again? Publishing a blog post and reliving it all over again was the last thing on our minds.

Here we are at the end of another year and still dealing with the continued fallout from the pandemic. Some things have remained the same. Everything else in our lives has changed for the better.

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Full-Time RV Budgeting

One of the most asked questions by people looking to go full-time RVing is “How much does it cost?” The problem with answering this question is it is very subjective as the variables for full-time RV living seem to be unlimited and there is no uniform cookie cutter option when it comes to this lifestyle.

Just asking a few questions will make you quickly realize how much a full-time RV budget can vary between families:

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August 2021 Financial Update

The end of August brought with it the end of our time work camping and with that the end of our time in Southern Utah. While we were more than ready to pack up and leave for a new location and a fresh change of scenery it also meant it was time for our son to head back to the East coast to resume his college courses. Although we have been down this road twice before this time was different and more difficult as we don’t know when we will see him again. He has expressed his desire to remain on the East coast where his friends are and as of now we have no plans to go back that direction until next Summer. The thought of not seeing our son for almost a year is a difficult concept to grasp, but I guess that is what growing up and becoming an independent adult is all about. Hopefully we can find a way to see him sometime during the holidays but it doesn’t sound like he will be coming our way for that to happen.

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July 2021 Financial Update

Another month in the books and there is not really much to report back. July was one of those same ol’ same ol’ months where we just plugged away and kept to our daily routine.

While we are enjoying our work camping jobs and being able to make a little extra money there is a trade off that we are not so happy about. When we first started full timing we always had a couple of days a week to go hiking or exploring and on other days I would go fishing or do chores and maintenance while Mrs. RVF was working her regular job. Since we started work camping our hiking trips have mostly stopped and my days off are spent doing chores and maintenance and Mrs. RVF never has a break because she works seven days a week. Of course this will change when we leave here at the end of August and more so when Mrs. RVF retires from her regular job soon after that, but this has been a learning experience for when we take work camping jobs in the future. It’s important for us to remember that the purpose of our lifestyle is to enjoy our surroundings and mix in a little work for extra money on occasion. Right now we are bogged down and because of this it’s not our ideal lifestyle.

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March 2021 Financial Update

There is not much more that can be said about our current situation than we outlined in our previous blog. The good news is that there is now light at the end of the tunnel and we are taking everything one day at a time.

Financially the month of March was pretty good considering we had a large cash outlay to pay off our son’s first year of college. Due to this expense we expected that we would, at the very least, have a negative month. We were really just hoping it wasn’t too negative. Throughout the month the markets were very choppy due to rising yields, inflation concerns and of course covid-19. In the end some positive news pushed the markets up and much to our surprise we were able to squeak out a small gain. Continue reading “March 2021 Financial Update”

February 2021 Financial Update

We are one week into living the RV life and to say the last month has been a whirlwind would be a drastic understatement. After getting everything loaded up and driving to our first stop we looked around and saw a giant mess. It looked insurmountable at first, but once we started tackling each area of our storage we became more encouraged as we cleared out bag after bag of our belongings. It turns out we had a lot more stuff left than we realized but after a week of organizing and adjusting to a new routine we feel a lot more at home. Continue reading “February 2021 Financial Update”

August 2020 Financial Update

College Road Trip 2020 continues to roll on. We are on the homestretch leg of our trip. As I write this update we are sitting at our campsite in Houston Texas and just enjoying the day. Continue reading “August 2020 Financial Update”

College Road Trip 2020 – Checking In

After driving 2,600 miles over 6 days we are now camped out in central Pennsylvania. Aside from having to reroute to go through Wyoming instead of Colorado everything went as planned.

Our first night was spent in Utah visiting with family and getting the RV arranged. When we left home we had too much stuff because of our son’s cross country move so we weren’t able to put everything away. We used our first stop to make sure everything was in it’s place for the long road ahead. After that our family came to visit and gave us a nice send off. Continue reading “College Road Trip 2020 – Checking In”