We are only half way through 2020 but it feels like it’s been a decade packed into six months. The ups and downs of the first half of this year have been scary, unprecedented, opportunistic, disappointing and in some instances just flat out crazy.
A year that was supposed to be filled with excitement, anticipation and special once in a lifetime moments has instead become one of uncertainty, frustration and disappointment. Instead of mapping out and reserving spots for our new full time rv life we have had to cancel all of our plans and take a wait and see approach. Instead of our son experiencing senior prom, varsity baseball, graduation and a job he loves he stays home playing games online while preparing for his first semester in college. This is not what we envisioned life would be like heading into the second half of this year. Continue reading “June 2020 Financial Update”
Hello there! Yes, it’s been awhile.
There are good problems to have in life. One of those good problems when you are the owner operator of a business is too much work. Now when I say too much it really means enough that you are consistently busy and are not sitting around hoping for something to do. This is where I currently find myself and I can’t complain. The only downside is that this blog is suffering from neglect.
May was a record month for our little business and we couldn’t be happier. We are fortunate to be in an industry that continued through the pandemic and as long as interest rates stay low we should continue to be busy. Financially I’m not making the same money I did in the corporate world but I also do not have the negativity that comes with that life. There is no boss to report to, no deadlines that have to be made and no office politics or fear of losing my job. Because of this there are also no sleeplessness nights or anxiety. To me the trade off is well worth it. Continue reading “May 2020 Financial Update”
Another month in the books and one month closer to full time RV life. In our last blog we talked about how we are sticking to the plan and not wavering despite the uncertainty in the world.
After taking a step back and reevaluating the situation and seeing the big picture it’s clear nothing for us has really changed through all of this. Sure the markets dropped and our savings is a little lighter, but that’s what markets do. If it wasn’t coronavirus now it would have been something else later. We have already been down this road before.
Speaking of those markets, how about that rebound? (Rant Alert 🚨) As an avid viewer of financial channels and stock market news one of the things that always annoys me are the wishy washy pundits. Now, I’m no expert. I don’t get paid to be one nor do I get paid to give my opinion, but these people do. And what I have seen are people who’s opinions change with the wind. It begs the question, are they all afraid to be wrong and risk a credibility hit rather than actually give an opinion right or wrong, good or bad? Or are they playing the game and talking moves up or down on TV while doing the exact opposite with their portfolios? Continue reading “April 2020 Financial Update”
Oh where to begin on this one? In our January update we talked about the end of the month impact on the financial markets from the Coronavirus. At that time we had some panic selling that turned the markets negative for the month and wiped out some nice gains. I was tempted to buy into the market, but ultimately decided to hold off which turned out to be a good decision.
Then came February and the panic took full hold with massive irrational moves to the downside. For me, it was time to move once we passed the 10% correction threshold. I half jokingly tweeted on Friday the 28th as the market closed that I thought we were near the bottom. Continue reading “February 2020 Financial Update”
Another month down and it feels like the year is flying by. October was an exciting month right up to the point that our RV got smashed by a trucker that apparently doesn’t value the use of his mirrors.
The month started out slow after I left my job. As I wrote about in my blog post titled “Two Weeks In” I didn’t get any work or even a single phone call for the first two weeks. I was getting kind of worried that I might be stuck without any income for a long time and that wasn’t going to cut it. Luckily I was able to get a connection with a company and they started sending steady business my way. It’s not paying me a lot at this point, but it’s a start and also gives me something to build on. Continue reading “October 2019 Financial Update”
September was a month of change and closure. Once the month ended so too did the third quarter of the year, along with my full time employment in the corporate world. I’m not sad to see either one of them go.
As we start a new month and a new quarter I am also officially self employed. That has a great ring to it, and it makes me proud to be able to say it. However, saying it and doing it are two separate things and it didn’t take long for this new reality to set in. Continue reading “September 2019 Financial Update”
As I head into my last week of work before setting out on my own I have to admit that I am nervous as hell. There is a lot to get done this week and it’s not easy to focus when I still have to go into an office every day and put in twelve hours. On top of all this I have another certification to get so I can make sure to reach my full earnings potential.
A couple of good things that have come up in the past week. First, after doing some market research I realized that my initial pricing was too low so I’m giving myself a raise before I even get started. Another good thing that happened is that I made an agreement with a local business to refer people to me. It doesn’t cost me anything and they will keep some of my business cards on their countertop. In turn they have someone that can service their clients when needed. Continue reading “Countdown To Freedom”
One of the things we enjoy most is taking our dog with us on road trips. He is our four-legged family member who brings joy to our lives and makes our home complete. He also loves the
camping glamping lifestyle as much as we do, as you can see.
Continue reading “RV Essentials Dog Edition”