The month of April came and went in what seemed to be a flash and we are happy it is over. The month began with us still being stuck camping in a bodyshop parking lot as repairs continued on our RV. Once the wonderful folks at M&M Coach completed the work it was time for us to head to South Dakota so we could complete the process of becoming residents.
Of course everything we hoped to avoid on our journey to and from South Dakota ended up happening. And why not since Murphy’s Law seems to be our copilot and trial by fire is the gauntlet we apparently have to run through in order to live this amazing life.
We hit below freezing temps, snow and heavy winds pretty much every single day in Utah, Wyoming and South Dakota. Just the week before these same places were enjoying sunny 80 degree days but now it’s snowing in the middle of April. We made sure to fill our water tanks every chance we got because several campgrounds were unable to turn on their water due to the risk of the pipes freezing. This also meant we had to ration water because getting more would require breaking down camp and driving the RV somewhere in snowing conditions to refill the tank. No thank you!
There are good problems to have in life. One of those good problems when you are the owner operator of a business is too much work. Now when I say too much it really means enough that you are consistently busy and are not sitting around hoping for something to do. This is where I currently find myself and I can’t complain. The only downside is that this blog is suffering from neglect.
May was a record month for our little business and we couldn’t be happier. We are fortunate to be in an industry that continued through the pandemic and as long as interest rates stay low we should continue to be busy. Financially I’m not making the same money I did in the corporate world but I also do not have the negativity that comes with that life. There is no boss to report to, no deadlines that have to be made and no office politics or fear of losing my job. Because of this there are also no sleeplessness nights or anxiety. To me the trade off is well worth it. Continue reading “May 2020 Financial Update”→
Another month in the books and one month closer to full time RV life. In our last blog we talked about how we are sticking to the plan and not wavering despite the uncertainty in the world.
After taking a step back and reevaluating the situation and seeing the big picture it’s clear nothing for us has really changed through all of this. Sure the markets dropped and our savings is a little lighter, but that’s what markets do. If it wasn’t coronavirus now it would have been something else later. We have already been down this road before.
Speaking of those markets, how about that rebound? (Rant Alert 🚨) As an avid viewer of financial channels and stock market news one of the things that always annoys me are the wishy washy pundits. Now, I’m no expert. I don’t get paid to be one nor do I get paid to give my opinion, but these people do. And what I have seen are people who’s opinions change with the wind. It begs the question, are they all afraid to be wrong and risk a credibility hit rather than actually give an opinion right or wrong, good or bad? Or are they playing the game and talking moves up or down on TV while doing the exact opposite with their portfolios? Continue reading “April 2020 Financial Update”→
In many ways it feels like life has been put on hold. We haven’t had a weekend RV getaway for over a month now. We haven’t seen any friends or family for weeks. Our son is home all day every day and his life has been turned upside down. These are difficult and strange times for everyone.
I often wonder how others are managing their lives through this crisis. Are people just sitting back and waiting to the government give them the all clear? Are they using this time and experience to review, fix or shore up their their financial strategy if they were lacking in some areas or overexposed in others? Or the worst thought, have people given up and think they will just figure it out later?
Having been through recessions and uncertain times before our strategy, for what it’s worth, is unwavering determination. For us this is a time to reassess, reevaluate, regroup and forge ahead. History teaches us that this will pass. How we come out of this crisis and what we learn from it is up to each of us. There is no better time than now to look at the big picture and make adjustments. It’s even a good idea to look farther into the future and prepare for tough decisions that might need to be made. Doing this could benefit you later and you might even discover that although you are reeling at the upheaval of your normal everyday life you are actually in better shape than you feel. So what have we been doing? Continue reading “Unwavering Determination”→