December 2020 Financial Update

And exhale! It’s finally here, the end of the month and the end of the most chaotic year of our lives. We referred to 2020 as the year of change as we had big plans and big goals, but we had no idea what was in store.

In 2020 everything that was supposed to change didn’t. We are still living in our house. Our son went off to college, but he came back home and he is still here. Our RV is still sitting in a storage yard. We are still paying for bills that were supposed to be gone with our new and improved nomadic lifestyle.

In the end it feels like nothing changed except the calendar. Like Groundhog Day we are starting 2021 with the same goals and plans we had at the start of 2020. Continue reading “December 2020 Financial Update”

November 2020 Financial Update

What would 2020 be if we didn’t have a record breaking month for the markets on top of everything else that has happened this year.

In our October update I mentioned that the four market drivers going forward will be Stimulus, unemployment, growth and covid. With at least two covid vaccines now ready and waiting for approval the markets made major moves upward in anticipation of a post pandemic environment.

Additionally there are signs that stimulus talks are picking up again in Washington. I’m not holding my breath on a deal yet, but if talks are successful this time it could help people and businesses bridge the gap between the time the vaccines are approved and when they are made available to the general public. I think this is what needs to happen before we can get back to meaningful positive growth and lower unemployment rates. It’s always nice to have a positive month but there is still a long way to go before the economy gets back on steady ground. Continue reading “November 2020 Financial Update”

Happy Thanksgiving!

We would like to take a moment to wish all of our readers a happy Thanksgiving. While we, and many others, are not celebrating the holiday as we had hoped there are many reasons to be thankful this year.


We appreciate your support and taking time to follow our journey.


Joe

September 2020 Financial Update

September was a bitter sweet month. We had an amazing time on our month long road trip but coming back to the old sticks and bricks home has been rough to say the least. While we were forced to make many adjustments to our original plans due to restrictions, fires, hurricanes and something called a derecho we never felt more at home being in our RV. The freedom to choose our direction and change course as we pleased was very liberating. Heck we drove 400 miles out of the way just to check out a resort in Oklahoma because some random people we met in Texas recommended it. Who does that? 🙋🏻‍♂️

Adding to the frustration of returning home is that fact that this was the time where we were supposed to be selling our house and belongings in preparation for moving into our RV full time, but those plans had to be put on hold until at least January. So instead of being weeks away from our dream we are months away at best with a timetable still contingent on other outside factors. It’s hard to be positive when the goal posts keep moving back. Continue reading “September 2020 Financial Update”

One Year Later

This morning I woke up and started my usual daily routine of iced coffee and sitting down to catch up on any news. Only this time when I logged on I had several messages pop up on LinkedIn from former coworkers saying congrats on your work anniversary. Huh?

After a brief bit of confusion I realized that it is indeed the one year anniversary of our business. Where did time go? It’s hard to believe it’s already been a year. So much has happened and changed during the past year it’s not surprising that the date slipped my mind.

Looking back it was the best move I ever made. While the money isn’t up to what my corporate job was paying me I am more wealthy in other ways. I spend a lot more time with my family, the stress level is at or near zero most of the time and the flexibility to live a happier life is priceless. I mean we just returned from a month long road trip and drove our son to college thousands of miles away! That would have never been possible if I was still at a corporate job. Continue reading “One Year Later”

August 2020 Financial Update

College Road Trip 2020 continues to roll on. We are on the homestretch leg of our trip. As I write this update we are sitting at our campsite in Houston Texas and just enjoying the day. Continue reading “August 2020 Financial Update”

July 2020 Financial Update

I don’t know about you, but I am glad July is over. It was one of those months where everything seemed to happen at the same time which always equates to EXPENSIVE.

Of course July 15th was the new COVID-19 tax day which was already bad enough. We added to the pain by paying California registration for our RV AND Jeep, buying clothes and supplies for our son and prepaying for the campsites for our road trip. To top it off we decided to book a return flight home for him for the winter break since prices are way down. We got an amazing deal on a cross country flight for under $200! I guess that’s one positive out of this whole ordeal. But we certainly busted the budget in July. Continue reading “July 2020 Financial Update”

June 2020 Financial Update

We are only half way through 2020 but it feels like it’s been a decade packed into six months. The ups and downs of the first half of this year have been scary, unprecedented, opportunistic, disappointing and in some instances just flat out crazy.

A year that was supposed to be filled with excitement, anticipation and special once in a lifetime moments has instead become one of uncertainty, frustration and disappointment. Instead of mapping out and reserving spots for our new full time rv life we have had to cancel all of our plans and take a wait and see approach. Instead of our son experiencing senior prom, varsity baseball, graduation and a job he loves he stays home playing games online while preparing for his first semester in college. This is not what we envisioned life would be like heading into the second half of this year. Continue reading “June 2020 Financial Update”

Life On Hold

Well, this sucks to write. Our plans to go full time in our RV starting in November are officially postponed until further notice. To say we are disappointed is an understatement. Add this to the Motley Crue, Def Leppard & Poison concert that’s also “postponed”. In two weeks we have had two thirds of our plans for Summer and Fall wiped out. Thank you Coronavirus, I hope you die!

Our plans to go full time were contingent on the college our son is attending moving forward with normal operations and class attendance. All communication sent out to students and families indicated that they were planning to do just that and an official decision would be released in mid-June. Continue reading “Life On Hold”

May 2020 Financial Update

Hello there! Yes, it’s been awhile.

There are good problems to have in life. One of those good problems when you are the owner operator of a business is too much work. Now when I say too much it really means enough that you are consistently busy and are not sitting around hoping for something to do. This is where I currently find myself and I can’t complain. The only downside is that this blog is suffering from neglect.

May was a record month for our little business and we couldn’t be happier. We are fortunate to be in an industry that continued through the pandemic and as long as interest rates stay low we should continue to be busy. Financially I’m not making the same money I did in the corporate world but I also do not have the negativity that comes with that life. There is no boss to report to, no deadlines that have to be made and no office politics or fear of losing my job. Because of this there are also no sleeplessness nights or anxiety. To me the trade off is well worth it. Continue reading “May 2020 Financial Update”