March 2022 Financial Update

Another month in the books! We finished the month of March in the black marking our first positive month the year. But like most of you, we experienced our first negative quarterly returns in two years. At the lows we are nearly $175k in the hole so it was nice to see a recoverey albeit a small one. There is a long way to go just to get back to breakeven on the year, but that is really out of our hands so we will just take it one month at a time.

Given the current geopolitical environment and rising interest rates the chances of a rally to higher levels, similar to what we had in the last three quarters of 2020, seam to be slim to none. If things continue down this road the best outcome we can probably hope for is a breakeven too slightly positive year. Even that might even be a stretch.

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One Year On The Road

Towards the end of February we passed the anniversary date marking one year full-time on the road. We didn’t get a chance to celebrate this milestone. As a matter of fact, we didn’t even know it happened. The date came and went as we were busy preparing to hit the road once again and failed to recognize our accomplishment.

Reflecting on the last year we have come a long way and yet it seems as though we are just getting started. Perhaps this is because we began our adventures in February, but it took another seven months before we actually started living life on our own terms.

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Full-Time Travel Planning

How do you decide where to go? How do you decide where to stay? Isn’t it stressful to have to make plans all the time? Isn’t it expensive?

These are some popular questions we get asked so we thought it would be a good idea to give some insight into our current planning process similar to what we did with full-time budgeting. I say “current planning process” because I feel the process will evolve over time as our circumstances change and as we gain experience with a higher level of comfort on the road.

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2021 Year In Review

What a difference a year makes! As a matter of fact, we never published our 2020 year in review for a few reasons. Mostly because 2020 just plain sucked! The pandemic ruined everything from our son’s senior year of high school, large parts of our college road trip, his freshman year in college and our plans to start our full-time RV life. And who can forget the financial rollercoaster from the top of the world down to the pit of despair and back again? Publishing a blog post and reliving it all over again was the last thing on our minds.

Here we are at the end of another year and still dealing with the continued fallout from the pandemic. Some things have remained the same. Everything else in our lives has changed for the better.

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Happy Thanksgiving!!

Happy Thanksgiving from our family to yours!

This has been an amazing year and we truly appreciate all of our readers and the time you take to read our posts and support our little blog.

This year we made significant progress to reach our F.I.R.E goals and transitioned into living our full-time RV dream. And we finally retired!

Since the beginning of the year the number of people following our blog has more than doubled and we are on track to more than quadruple the number of page views compared to last year. Even more amazing is that we have had visitors from 74 different countries this year!

We are very humbled by the level of support we have received and are excited to keep sharing our adventures with you as we travel across the Country.

Thank you!

Joe & Mrs. RVF

Full-Time RV Budgeting

One of the most asked questions by people looking to go full-time RVing is “How much does it cost?” The problem with answering this question is it is very subjective as the variables for full-time RV living seem to be unlimited and there is no uniform cookie cutter option when it comes to this lifestyle.

Just asking a few questions will make you quickly realize how much a full-time RV budget can vary between families:

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September 2021 Financial Update

Well it finally happened, we had a negative return month. This is our first month in the red since January, which is pretty remarkable, and even in January we were barely negative. In fact we would have to look back to October 2020 for the last significant negative month which shows that a correction was probably long over due. Of course everyone, including us, loves to see their portfolio go up month after month but in reality that is not healthy or sustainable. While it’s never fun to see your portfolio decrease, sometimes dramatically, these pullbacks create the opportunity to take up new positions, add to existing positions or to dollar cost average. Plus they are a healthy aspect of a long term investment strategy.

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