Tag: blog

Dividend Portfolio Update

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I started writing this blog and then the bottom fell out of the market. When I saw this happening I held off on publishing because when I see an irrational move in the markets that is an opportunity to buy which would have made this blog inaccurate the moment it was published. So now I have created a revised version of my original blog but it was worth the wait.

When I decided to start this portfolio in April the original intent was to only use money earned through the blog via affiliate links and advertising (for which we still have not received a penny). Since that time some things have changed and we started work camping and earning some extra money so I made a small modification to add some of this money to the portfolio as well. It’s money we didn’t plan for in our budget and it’s only temporary income so why not put some of it to work? Our work camping gig ends at the end of August and when that time comes we will go back to the original goal of only using money earned frm the blog.

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May 2021 Financial Update

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May was a relatively quiet month which was a nice change of pace from what we have experienced over the last few months. It feels like we are settling into a new routine and we have been able to enjoy more time in the outdoors. We did a few hiking trips this month, two of which were in Bryce Canyon National Park, and I have been going up to our favorite lake a couple of days a week to fish with our son and my dad. At this point the most difficult thing to deal with is helping family understand we are not on vacation and we can’t go out to dinner every night or stay up late and play cards. Mrs. RVF still insists on continuing to work so we still have a schedule to keep for the time being.

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RV Camping and Glamping Favorites

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It’s been awhile since we have done a blog about products and gadgets we use. A lot has changed since we created our original lists of Favorite Gadgets, RV Essentials, Budget Items and Dog Essentials. Most of the things on those lists we still use but now that we are full time there are also some new items we started using and some other items we have considered purchasing that other RV’ers have recommended to us.

Since our previous posts are now a couple of years old and camping season is heating up it seems like a great time to do a blog with an updated list. In this blog we will list items we use or have used in the past as well as some items that are popular with other campers. If we do not use the product it will be noted to avoid any confusion.

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Campground Review – Las Vegas RV Resort

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In the second installment of our campground review series we will be discussing Las Vegas RV Resort, not to be confused with Las Vegas Motorcoach Resort.

This was the first time we stayed at Las Vegas RV Resort and we decided to give it a shot based on some recommendations and the fact it is a 10/10/10 resort on Good Sam. Additionally, the price was within our budget which is always a good thing and it is an 18 and older resort.

One concern we had prior to booking our stay is that the surrounding location is not in the best area of Vegas, but there isn’t really a great area of Vegas to park your RV these days so you have to give a little to get a little.

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April 2021 Financial Update

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The month of April came and went in what seemed to be a flash and we are happy it is over. The month began with us still being stuck camping in a bodyshop parking lot as repairs continued on our RV. Once the wonderful folks at M&M Coach completed the work it was time for us to head to South Dakota so we could complete the process of becoming residents.

Of course everything we hoped to avoid on our journey to and from South Dakota ended up happening. And why not since Murphy’s Law seems to be our copilot and trial by fire is the gauntlet we apparently have to run through in order to live this amazing life.

We hit below freezing temps, snow and heavy winds pretty much every single day in Utah, Wyoming and South Dakota. Just the week before these same places were enjoying sunny 80 degree days but now it’s snowing in the middle of April. We made sure to fill our water tanks every chance we got because several campgrounds were unable to turn on their water due to the risk of the pipes freezing. This also meant we had to ration water because getting more would require breaking down camp and driving the RV somewhere in snowing conditions to refill the tank. No thank you!

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Becoming South Dakota Residents

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To us one of the essential parts of becoming full time RV’ers was to establish residency, or domicile, in a state other than California. This is something most full timers do if they no longer intend to have a permanent residence or home base in a state. There are several reasons both financially and logistically to take this step and although it takes a little bit of work it is a fairly easy process and well worth the time.

When it comes to full time travelers some states are more beneficial than others. Have you ever noticed that many RV’s on the road are to be registered in South Dakota, Texas or Florida? This is because these three states are considered full time friendly states and make it very easy to become residents even though you don’t intend on being in the state most of the time. Another thing these three states have in common is they have an income tax rate of ZERO!! That’s right, if you are a resident of one of these three states you do not have to pay a state income tax. Contrast that with California who has one of the highest state tax rates in the nation and you can start to understand our motivation for getting out of the state. Continue reading “Becoming South Dakota Residents” →

March 2021 Financial Update

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There is not much more that can be said about our current situation than we outlined in our previous blog. The good news is that there is now light at the end of the tunnel and we are taking everything one day at a time.

Financially the month of March was pretty good considering we had a large cash outlay to pay off our son’s first year of college. Due to this expense we expected that we would, at the very least, have a negative month. We were really just hoping it wasn’t too negative. Throughout the month the markets were very choppy due to rising yields, inflation concerns and of course covid-19. In the end some positive news pushed the markets up and much to our surprise we were able to squeak out a small gain. Continue reading “March 2021 Financial Update” →